Getting Paid: Setting up Your First Withdrawal
TipTop Editorial

Earning money from your music shouldn't be complicated. Neither should getting that money into your hands. TipTop offers multiple withdrawal methods so you can choose whatever works best for your location and preferences. Here's a straightforward guide to setting everything up.
Available Withdrawal Methods
TipTop currently supports four withdrawal methods:
- Wise (TransferWise) - Fast international transfers with competitive exchange rates. Ideal for artists outside the US who want to avoid high international wire fees
- PayPal - Quick and widely available. Good for artists who already have a PayPal account and want the convenience of an established payment network
- Bank Transfer - Direct deposit to your bank account. Processing times vary by region but this is the most straightforward option for domestic transfers
- IBAN - For European and international artists who prefer to receive funds via international bank account number
Setting up Your Payment Method
From your artist dashboard, navigate to the earnings or wallet section. You will find the withdrawal settings where you can add your preferred payment method. The process is simple:
- Select your preferred method
- Enter the required account details
- Verify the information
- Save your payment method
You only need to do this once. Your payment method stays on file for future withdrawals.
Requesting a Withdrawal
When you are ready to withdraw, visit your earnings dashboard and select the withdrawal option. Enter the amount you want to withdraw from your available balance and confirm. TipTop processes withdrawal requests promptly because we believe your money shouldn't sit in our accounts any longer than necessary.
Important Details
- Processing time - Varies by method, typically 1-3 business days
- Your balance - Accumulates in real time as listeners tip your tracks
- Currency - Your earnings are calculated in USD. Exchange rates for international withdrawals are handled by the payment provider (Wise, PayPal, etc.)
- Account age - A 30-day account age is required before your first withdrawal for platform security
Your tips are waiting. Set up your withdrawal today.
Go to EarningsFrequently asked questions
How Do I Withdraw Earnings From TipTop?
Open the earnings or wallet section of your artist dashboard, select a withdrawal method (Wise, PayPal, bank transfer, or IBAN), enter your account details once, and save. From then on, any withdrawal is two clicks — enter an amount and confirm. TipTop processes requests promptly because your money shouldn't sit in our accounts longer than necessary.
What Are the TipTop Withdrawal Fees?
TipTop does not charge withdrawal fees. However, your payment provider (PayPal, Wise, or your bank) may apply their standard processing or currency conversion fees. These vary by provider and region. Wise typically has the lowest international fees; PayPal is convenient but may apply currency conversion spreads.
How Long Does a TipTop Withdrawal Take?
Processing time varies by method — typically 1-3 business days. Wise is usually fastest for international transfers. Bank transfers can take slightly longer depending on your country's banking network. PayPal is usually same-day once TipTop releases the funds to your provider.
Is There a Minimum Withdrawal Amount on TipTop?
You can request withdrawals whenever your balance meets the minimum threshold shown in your dashboard. There's no limit on how often you withdraw — many artists do it weekly or monthly, but the timing is entirely up to you.
Can I Change My TipTop Withdrawal Method Later?
Yes. You can swap your payment method at any time from your dashboard settings — Wise to PayPal, PayPal to bank transfer, or any other combination. The new method applies to every future withdrawal request from that point forward; in-flight withdrawals already submitted continue with the original method.